# Survival Budget

> Priority-based iPhone budgeting app. $5.99 one-time purchase. No subscription, no cloud, no tracking. All data stays on your device.

Survival Budget is a budgeting app built around one rule: every expense belongs in one of four priority tiers. Instead of tracking every dollar in a spreadsheet, you assign expenses to what they are actually worth to your life. The app answers a single question: "Can I afford this without stressing my essentials?"

## Key Facts

- Platform: iPhone (iOS)
- Price: $5.99, one-time. No subscription.
- Data: Local only. No accounts, no cloud sync, no servers.
- Developer: Articulate Digital (https://articulatedigital.co)
- App Store: https://apps.apple.com/app/survival-budget/id6759696769

## The Four Priority Tiers

- **Survival**: Rent, utilities, groceries. The non-negotiables. Must be covered before anything else.
- **Important**: Insurance, transport, phone. Essential but not life-or-death.
- **Quality of Life**: Dining out, entertainment, subscriptions. Chosen expenses.
- **Future Building**: Savings, investments. What you put toward future security.

## How It Works

1. Enter your monthly income.
2. Add expenses to their tier: Survival expenses first, then Important, and so on.
3. The app shows how much is left in each tier and whether you can afford discretionary spending.
4. Green means you have room. Orange means you should wait.
5. At month end, take a snapshot. See the full history over time.
6. Close the period to start fresh each cycle.

## Frequently Asked Questions

**What is priority-based budgeting?**
Priority-based budgeting organizes expenses by how essential they are to your life rather than by category. You cover your Survival tier first (rent, utilities, food), then Important, then Quality of Life, then Future Building. This ensures your essentials are always funded before discretionary spending.

**How much does Survival Budget cost?**
$5.99 one time, paid through the App Store. No subscription, no in-app purchases, no hidden fees.

**Is my financial data private?**
Yes. All data is stored locally on your device. Survival Budget has no servers, no accounts, and no cloud sync. Your numbers never leave your phone.

**Is Survival Budget available for Android?**
No. Survival Budget is iPhone only.

**Does Survival Budget require an internet connection?**
No. The app works entirely offline. The only network request is the analytics beacon (Plausible, privacy-friendly, no personal data).

## Links

- [Homepage](https://survivalbudget.com/)
- [Pricing](https://survivalbudget.com/pricing.md)
- [Privacy Policy](https://survivalbudget.com/privacy/)
- [Terms of Service](https://survivalbudget.com/terms/)
- [App Store listing](https://apps.apple.com/app/survival-budget/id6759696769)