What is priority-based budgeting?

Priority-based budgeting organizes expenses by how essential they are rather than by category. You fund Survival expenses first (rent, utilities, groceries), then Important (insurance, transport, phone), then Quality of Life (dining out, entertainment), then Future Building (savings, investments). This ensures essentials are always covered before discretionary spending.

How much does Survival Budget cost?

Survival Budget costs $5.99 one time, paid through the App Store. There is no subscription, no in-app purchases, and no recurring charges. One payment gives you permanent access including future updates.

Is my financial data private with Survival Budget?

Yes. All data is stored locally on your iPhone. Survival Budget has no servers, no accounts, and no cloud sync. Your financial numbers never leave your device.

What are the four budget tiers in Survival Budget?

The four tiers are: Survival (rent, utilities, groceries — the non-negotiables), Important (insurance, transport, phone — essential but not life-or-death), Quality of Life (dining out, entertainment, subscriptions — chosen expenses), and Future Building (savings, investments — building toward future security).

Is Survival Budget available for Android?

No. Survival Budget is an iPhone app only, available on the App Store.

Does Survival Budget require an internet connection?

No. Survival Budget works entirely offline. All data is stored locally on your device.

4 Priorities. Zero Spreadsheets.
Know What You Can Afford.

Can I afford this right now without stressing my essentials?

Four priorities. No categories. iPhone app. $5.99, one time. Your data stays on device.

Download on the App Store

iOS. $5.99, one time.

The four priorities

Survival

Rent. Utilities. Groceries.

Important

Insurance. Transport. Phone.

Quality of Life

Dining out. Entertainment. Subscriptions.

Future Building

Savings. Investments.

Why the Four Tiers Work

Survival Budget is built around one constraint: every expense belongs in one of four tiers.

Clear Signals

Green means yes. Orange means wait. Clarity when it matters.

No Mental Math

Enter your numbers. The app handles the rest.

Monthly Snapshots

Visibility without forecasting. See where you stand.

Local Only

Your data stays on your device. No servers. No tracking.

See It In Action

Three views. The full picture.

Organize spending by priority

Rent in Survival. Dining out in Quality of Life.

Survival Budget category view showing spending by tier

Drill into any category

Categories organize. Priorities decide.

Survival Budget savings goals screen showing progress tracked against a target amount

Progress without spreadsheets

Set a goal. Track it in one view.

Common Questions

What is priority-based budgeting?: Priority-based budgeting organizes expenses by how essential they are rather than by category. You fund Survival expenses first (rent, utilities, groceries), then Important (insurance, transport, phone), then Quality of Life (dining out, entertainment), then Future Building (savings, investments). Essentials are always covered before discretionary spending.
How much does Survival Budget cost?: $5.99, one time, paid through the App Store. No subscription, no in-app purchases, no recurring charges. One payment gives you permanent access including future updates.
Is my financial data private?: Yes. All data is stored locally on your iPhone. Survival Budget has no servers, no accounts, and no cloud sync. Your numbers never leave your device.
Is Survival Budget available for Android?: No. Survival Budget is an iPhone app only, available on the App Store.
Does Survival Budget work offline?: Yes. Survival Budget works entirely offline. No internet connection required.

Pricing

$5.99

One-time purchase

Unlimited expenses and savings goals

Monthly snapshots

Period close. Start fresh each cycle.

Local-only data storage

No subscriptions

Survival Budget charges once and stays out of your business.